I’m Back! Happy New Year To Everyone

Im Back Baby!

Hey everyone,

I’m finally back. It’s been a long time since I posted last because of new years vacation, but also because we (my husband and I) just bought a new home. Let me give you the history and tell you why it was a great thing but also turned out to be the most hectic time of my life so far. Stay tuned though, 2017 is going to be the year for posts!

As you all know, we now live just outside Houston. The Real Estate market here has been recovering very quickly and investment is starting to grow. I’ve been giving talks all around Houston convention centers and showing proof of the gradual growth and bringing new students into my mortgage education program.

In the new program for 2017, we’ve already had some of the mortgage students make their first lending sale and guess who it was? Me! That’s right, to help my students gain confidence and understand the loan process, I took out a small loan (for some home improvements we were doing anyway) so they could take it out into the real world and apply what they’ve learned. Little did I know they’d be getting more experience soon.

My husband and I bought this Victorian era 4 bed 5 bath Tudor at the end of last year and it’s my dream home. I happened on it by chance after we had moved to Houston and we had bought our condo. It was just too beautiful and has everything a girl can dream of from a claw tub and exposed copper pipes to the original fire places in almost every room and hardwood flooring with built in heating. (sounds great but just wait).

On January 3rd we’d finally recovered from New Years and all the traveling when around 12:30AM my husband shakes me awake (I’m a deep sleeper) and tells me the house is flooding. I jump out of bed and immediately and find our wedding photos and legal documents that could be damaged in a flood. He grabs me and says relax it’s just the living room downstairs. I ask what do you mean just the living room? He told me a bang woke him up and he ran down to see what it was. One of my beloved exposed copper pipes had burst and completely flooded the living room in about 2 inches of water. Thankfully, my husband is a handy guy and shut off the water before it could get any worse.

Of course, I was a mess, I thought the house is ruined, we’ll have to replace everything and my dream home will be a nightmare. It was a hassle before I decided to search emergency water repair. I’ll never underestimate a Google search again. Sean at Water Damage Houston (I got lucky, I just chose the first result haha) was literally to us in less than an hour and his guys in the dead of night started pumping and drying.

living room water damage

The floor was almost perfect, there was some warping and we had to end up replacing a large chunk of it (I almost cried because it was original hardwood) but the rest was perfectly fine! I was inspired to write a whole post about water damage and reselling a home but I have actually decided to include it in my program because I’ve been seeing this case a lot now, mold and water damage after existing in a lot of homes and people are buying and selling without even knowing! Very scary! So it’s a great thing to check because you can knock off a lot on the cost of a home and on the loan for your clients after you see how we apply it in the program!

So this is just a short welcome back post and I’ll be introducing 2 new series this year, the first is the new loan program focusing specifically on Houston’s real estate market. The second, was really fun to make; A college friend of mine introduced me to this amazing sales team in Trinidad and Tobago, that does real estate investments in The Bahamas for the East Coast US. Since we were in the Bahamas for New Years, and T&T is so close by, we stopped there for a few days just to meet and ended up talking about so many business ideas! The team in T&T mainly sell items in Albany Bahamas which is a wonderful luxury resort on Nassau. So the second series will focus on how you can add extra value to your high-end clients who are looking for investments outside of the US. I’m only taking on 15 students for that series so you need to check back for the opening date and it’s first come first serve!

Looking forward to 2017 guys, best of luck to everyone!

The Ideal Life from the Ideal Real Estate


The Ideal Life from the Ideal Real Estate

In my experience most people don’t have goals. Oh sure we have a dream house, maybe a dream job or a dream car. But really, what are we aiming for? What is our purpose?

Now I don’t mean to get existential on all of us on a mortgage and real estate blog but this question really hit me hard a year ago when I was working with some home builders in Utah. One day I sat down and thought, is this really what I want to be doing for my whole life?

So I did what any self-respecting American going through an existential crisis would do. I went on vacation to escape it all. I hitched together my stuff, put on my best yoga pants and took off to Nassau.

This wasn’t a normal vacation for me, this was the first time I had ever gone out of the country, and it really opened my eyes, I don’t think I had ever seen a coast as beautiful as the one I saw in the Bahamas. It was mesmerizing, the atmosphere was full of excitement. At first I figured it was just due to the fact that I was on vacation, but after a few days I realized that it wasn’t just that, this place was so amazing I had to stay.

So I looked up Bahamas real estate, put on my favorite Citizen Nighthawk watch and bought the first reasonable offer that I came across. Now I run an amazing blog, I live close to the ocean and I love life.

Now was it real estate that changed my life? Maybe, I know lots of people wouldn’t be happy with the life I have now. Every day is not a vacation but I can say that if you don’t feel like you are living up to your potential take a look around and see what else you can do to move up. Maybe it’s not a move to the Bahamas, maybe it’s moving closer to work, or moving out to the middle of nowhere in Helena Montana just to get away from the city. Whatever your ideal situation is I say go for it, and I maybe be biased but I truly believe real estate can take you there.

Just a short update this time, but I’ll be posting a lot more in the new year, so check back for a lot of good mortgage tips!                                                                                                                                                    


My Trip to Paradise

Here is my account of my trip to The Bahamas and was it glorious! This definitely falls under my lifestyle category as I rubbed shoulders with many of the rich and famous while lounging by the pool. Read on to learn more about my trip.

There are excursions, and there are beaches and there are Nassau Bahamas excursions and Nassau Bahamas beaches. Come to a place where beautiful scenery and unparalleled service meet for an experience away from home that you won’t soon forget. With our excursions, go beyond the normal, everyday beaten path activities such as the local amusement park or camping and try a gorgeous tropical setting with palm trees, the sea, tropical wildlife and sun. Step outside the normal excursions with our Nassau Bahamas beaches experiences and with your friends and loved ones, and the best feature for you is: you and just those you love can enjoy your island adventure from 2 to 200 people. Why? Because you can book a private island for all of you, and tropical relaxation will be yours and just yours during your stay. Here are the best things to do in nassau bahamas.

Find Your Adventure: Scenic Boat Ride and Harbour Tour
Beautiful Bahamas, the sea, the harbour, and a private beach for you to experience with just your partner for romance or family and friends. Upon arrival at the tour, receive a specialty drink as a special welcome, later enjoy our local buffet lunch offering chicken from the barbecue, hot dogs, rice with peas, green salad, vegetable pasta salad and baked rolls, and remember you can always request a special menu if you are vegetarian to suit your culinary needs. You will also receive complimentary lemonade during the lunch to refresh you during your warm day on the Bahamas beach tour.

Daily Snorkeling Tour
You might prefer to be swimming in the water rather than on a boat, and if so you can relax in the water and enjoy following its wildlife around in the water with our snorkeling tours. You will receive basic instruction from the guides so that you feel confident in the water, and you will be guided by an instructor to get the most out of your experience. Put on the sunscreen for this one and enjoy the cool water and colourful sea life. You can get rental gear with just a $10 refundable security deposit.

Tube and Kayak Adventures
Another option for our Nassau Bahamas excursions, if you prefer an individualized on the water experience combined with a bit more adventure, is to try the rentals for tube and kayaks. Use these to take a watery stroll through the tropical scenery by the beach while staying cool. Go alone for a solitary experience, or go with others on their kayaks and tubes for the day and enjoy together. Afterwards you can stop on the beach by the souvenir shops to pick up post cards, get things to remember the trip and buy other trinkets for loved ones back at home.

On the Beach
After all of the activities and shopping you might want to relax and enjoy sitting or reclining beside the sea for the day on land where you’ll find a hammock garden. And what says relax more than a hammock on a Bahamas beach? Maybe a colourful cool drink with a little umbrella. There is a real, quality bar on the Bahamas beach as well with a number of island libations including frozen beverages for the tropical experience. Or if you would rather have more traditional options you can enjoy a beer or non-alcoholic options. Enjoy the sipping after the order while listening to island music and enjoying a shaded deck overlooking the sea and beach. And if you want to get even more relaxation in, massages are available. Starting at $8 per massage, you will ease all of the tension from your body, and you might as well get one in while you’re away and it’s not nearly as pricey. And once you’re done with your relaxation if you are up for activity there are many to choose from with beach games and other activities.

Getting Around with Bus Transport
You might also need transportation from the hotels to the excursions themselves, and you can do this from your hotel to and from the activities with $10 and $7 trips per person from Nassau hotels and Paradise Island hotels respectively. This will help you avoid stress when trying to find other transport or rent a car. You can add on the pick-up from your hotel and you will be taken care of for the day.

Two practical tips to enjoy your excursions in Nassau Bahamas without worry: don’t forget the sunscreen and remember to drink lots of water. After that enjoy the beauty and warm sun on your private beach with all of the people you invited while drinking a cool drink or taking a swim with your friends and loved ones. Relax and have fun on your trip, and also imagine the tan you will get, the company you will experience with just those you know, and the wildlife in the water and on the shores. And the Nassau Bahamas beaches, you will find, are some of the best and most beautiful in the world to enjoy without the masses of other beach goers. Also you can have the quiet by the water or take one of the excursions, all of which in Nassau, Bahamas. After our excursions in Nassau Bahamas, you will definitely come out of the experience a revitalized and changed person, fully relaxed and having had fun to remember with those you love for a long time to come.